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5 points for landlords to consider

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The buy to let market has been under some pressure recently but what impact will the change in CGT make?  Take a look at 5 important changes that are now affecting the market.

  • Rise in CGT to 28% for higher rate tax payers;
  • Landlords need to ensure that they have the right insurance cover.  A simple household insurance policy isn’t sufficient;
  • There still seems to be a desire by property owners to expand their portfolios but availability of finance is restricting their ability to invest;
  • Average rental value continues to increase year on year and coupled with sustained capital value increases, overall yield is on the up;
  • Housing Minister Grant Sharps scraps plans to introduce new regulations for landlords and letting agents.

So, a mixed bag here.  While contemplating your next market  move, perhaps take a few minutes to check you have the right landlord insurance cover in place.

 

Insurers and Administrators

Reach Insurance Services Ltd introduce customers to Premierline Direct (a brand of Allianz Business Services Ltd) and quotations and policies are administered by them.  Insurance cover is primarily underwritten by Allianz Insurance Plc, one of the largest insurers in the UK.